For advisors & coaches
Your clients’ plans shouldn’t die in a PDF.
cinder.fi plans are living: built on client-owned, bank-connected data and checked by clients between meetings. We’re opening a small early-access program for fee-only advisors and coaches — help shape the advisor surface and lock in founding pricing.
Get early accessA handful of design-partner seats · Canada + US
Client-owned data
Plans are built from Plaid-connected accounts and real transactions — refreshed automatically, not typed from memory into your planning tool the week before a review.
The engines are already built
Monte Carlo, a goal-driven optimizer, historical backtesting to 1871, RRSP meltdown and Roth conversions, withdrawal sequencing — on statutory tax brackets for all 13 provinces and territories and all 50 states.
Canada and the US, one tool
Serve cross-border households without juggling planners. Almost nobody covers both sides of the border well — cinder.fi was built for both from day one.
One score clients rally around
“We took your score from 62 to 84” is a review meeting that writes itself. The Cinder Score turns plan health into a single number your clients check on their own.
How early access works
1
Reach out
Email us a few lines about your practice — where you work, who you serve, and what you plan with today.
2
Shape it with us
Design partners get direct input on the advisor surface: the co-pilot view, client invites, and branded prospect funnels.
3
Founding pricing
Free while we build. Early advisors lock in founding pricing when the advisor tier launches.
Become a founding advisor
Tell us about your practice. If it’s a fit, you’ll help design the advisor surface — and your clients get living plans instead of annual PDFs.
Email us about your practiceinfo@cinder.fi
Frequently Asked Questions
›What does it cost?
Nothing during early access. Design partners lock in founding pricing when the advisor tier launches.
›Do my clients need to move their data?
No. Clients use the same cinder.fi app they already own — or you invite them. Plans stay client-owned, and you see what they consent to share.
›Which countries do you support?
Canada and the US, with statutory tax brackets for all 13 provinces and territories and all 50 states plus DC.
›I’m a financial coach, not a licensed advisor. Can I join?
Yes — the early-access program is open to fee-only planners, advice-only practices, and financial coaches.